Industriese and Commerce (DIC Bandipora)

District Industries Centre Bandipora

Functions of the Department

To provide financial assistance (loan facility) along-with subsidy and incentives to the un-employed youth of District Bandipora under various schemes like PMEGP and MSME.

Exhibitions

Exhibitions are being conducted by the Department from time to time in order to aware the people about the various schemes of this Department.

Details of all schemes with a brief description on the below given format:-

S.No.

Name of the Scheme

Component & brief description

Eligibility

Procedure

Where/ how to apply for the scheme

Beneficiaries benefited under the scheme

PMEGP

The PMEGP (Prime Minister’s Employment Generation Programme) is a government scheme in India aimed at promoting self‑employment by helping set up new micro enterprises, especially in rural and urban areas. Below are the main features, eligibility, benefits, and procedure. If you like, I can share how it works in Jammu & Kashmir specifically. It’s a credit‑linked subsidy scheme administered by the Ministry of Micro, Small and Medium Enterprises (MoMSME). India Government+2MSME Ministry+2

· The nodal agency is KVIC (Khadi & Village Industries Commission) at the national level. On state level, it’s implemented through State KVIC Directorates, State Khadi & Village Industries Boards (KVIBs), District Industries Centres (DICs), and banks. India Government+2nimsme.gov.in+2

· It started in 2008‑09 by merging two earlier schemes: PMRY (Prime Minister’s Rojgar Yojana) and REGP (Rural Employment Generation Programme). Central Bank of India+1

It is a centrally sponsored scheme which aims to generate employment among the un-employed youth of District Bandipora.Subsidy upto 35% and 25% in rural and urban areas respectively is being provided to the beneficiaries

Any individual above 18 years of age, having some ability in manufacturing and servicing sectors and having Minimum qualification of 8^th standard.

Apply online on www.kviconline.gov.in/pmegpand submit the required documents and then visit the office.

Apply online on any Khidmat centre or CSC centre on www.kviconline.gov.in/pmegp

APPLY HERE

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MSME

The MSME (Micro, Small, and Medium Enterprises) scheme is a government initiative in India to support the growth and development of small businesses through various programs focused on credit, technology, infrastructure, skill development, and market assistance. MSMEs, which are crucial for job creation and economic development, are classified based on their investment in plant and machinery and annual turnover. It is also a centrally sponsored scheme. Under this scheme an entrepreneur can establish his unit and can avail benefit from the incentives being provided by the deptt. like 100% DG Set, 40% CIS, 5% Interest subsidy, subsidy on Pollution Control devices.The “MSME scheme” isn’t one single program but a collective term for various government initiatives in India designed to support Micro, Small, and Medium Enterprises by providing financial assistance, credit guarantees, and developmental support. These schemes aim to promote entrepreneurship, create employment, foster innovation, and boost economic growth by helping MSMEs start, grow, and become more competitive through access to funding, training, and better infrastructure.

Any individual above 18 years of age and having some ability in manufacturing and servicing sectors.

Apply online on www.singlewindowjk.gov.in) and submit the required documents and then visit the office.

Apply online on any Khidmat centre or CSC centre on www.singlewindowjk.gov.in)

APPLY HERE

Name & Designation of Head of the Department

Mr. Sameer Ahmad Jan

General Manager DIC Bandipora